Rachel Vahey
Six recurring themes from the FCA’s retirement income review
CPD
Approx.30min
Does legislation always top guidance?
Rachel Vahey
![Rachel Vahey](https://www.ft.com/__origami/service/image/v2/images/raw/https%3A%2F%2Fs3-eu-west-1.amazonaws.com%2Ffta-ez-prod%2Fez%2Fimages%2F4%2F2%2F4%2F4%2F354424-2-eng-GB%2FRachel+Vahey+aj+bell+circle+%281%29.png%3Fv1?source=ftadviser)
'The clock is ticking on the next historic date for pensions'
Rachel Vahey
![Rachel Vahey](https://www.ft.com/__origami/service/image/v2/images/raw/https%3A%2F%2Fs3-eu-west-1.amazonaws.com%2Ffta-ez-prod%2Fez%2Fimages%2F4%2F2%2F4%2F4%2F354424-2-eng-GB%2FRachel+Vahey+aj+bell+circle+%281%29.png%3Fv1?source=ftadviser)
What can advisers learn from the FCA's Financial Lives survey?
CPD
Approx.30min
'FCA survey shows advisers are still seen as untrustworthy by general public'
Rachel Vahey
![Rachel Vahey](https://www.ft.com/__origami/service/image/v2/images/raw/https%3A%2F%2Fs3-eu-west-1.amazonaws.com%2Ffta-ez-prod%2Fez%2Fimages%2F4%2F2%2F4%2F4%2F354424-2-eng-GB%2FRachel+Vahey+aj+bell+circle+%281%29.png%3Fv1?source=ftadviser)
'Scrapping LTA is a welcome move but new rules must be simple'
Rachel Vahey
![Rachel Vahey](https://www.ft.com/__origami/service/image/v2/images/raw/https%3A%2F%2Fs3-eu-west-1.amazonaws.com%2Ffta-ez-prod%2Fez%2Fimages%2F4%2F2%2F4%2F4%2F354424-2-eng-GB%2FRachel+Vahey+aj+bell+circle+%281%29.png%3Fv1?source=ftadviser)
How protected tax-free cash will work in new pensions regime
CPD
Approx.30min
'Political division over LTA leaves pension tax rules in a complete mess'
Rachel Vahey
![Rachel Vahey](https://www.ft.com/__origami/service/image/v2/images/raw/https%3A%2F%2Fs3-eu-west-1.amazonaws.com%2Ffta-ez-prod%2Fez%2Fimages%2F4%2F2%2F4%2F4%2F354424-2-eng-GB%2FRachel+Vahey+aj+bell+circle+%281%29.png%3Fv1?source=ftadviser)
'Auto-enrolment has been a success but workers are still not saving enough'
Rachel Vahey
![Rachel Vahey](https://www.ft.com/__origami/service/image/v2/images/raw/https%3A%2F%2Fs3-eu-west-1.amazonaws.com%2Ffta-ez-prod%2Fez%2Fimages%2F4%2F2%2F4%2F4%2F354424-2-eng-GB%2FRachel+Vahey+aj+bell+circle+%281%29.png%3Fv1?source=ftadviser)
'Pension dashboards pause must not become a permanent stop'
Rachel Vahey
![Rachel Vahey](https://www.ft.com/__origami/service/image/v2/images/raw/https%3A%2F%2Fs3-eu-west-1.amazonaws.com%2Ffta-ez-prod%2Fez%2Fimages%2F4%2F2%2F4%2F4%2F354424-2-eng-GB%2FRachel+Vahey+aj+bell+circle+%281%29.png%3Fv1?source=ftadviser)
Pensions need simplifying and more fairness introduced into the rules
Rachel Vahey
![Rachel Vahey](https://www.ft.com/__origami/service/image/v2/images/raw/https%3A%2F%2Fs3-eu-west-1.amazonaws.com%2Ffta-ez-prod%2Fez%2Fimages%2F4%2F2%2F4%2F4%2F354424-2-eng-GB%2FRachel+Vahey+aj+bell+circle+%281%29.png%3Fv1?source=ftadviser)
How the FCA’s default investment options will affect advisers and providers
CPD
Approx.30min
Three reasons to get excited about pensions dashboards
Rachel Vahey
![Rachel Vahey](https://www.ft.com/__origami/service/image/v2/images/raw/https%3A%2F%2Fs3-eu-west-1.amazonaws.com%2Ffta-ez-prod%2Fez%2Fimages%2F4%2F2%2F4%2F4%2F354424-2-eng-GB%2FRachel+Vahey+aj+bell+circle+%281%29.png%3Fv1?source=ftadviser)
Autumn Statement tax grab will be keenly felt in pensions
Rachel Vahey
![Rachel Vahey](https://www.ft.com/__origami/service/image/v2/images/raw/https%3A%2F%2Fs3-eu-west-1.amazonaws.com%2Ffta-ez-prod%2Fez%2Fimages%2F4%2F2%2F4%2F4%2F354424-2-eng-GB%2FRachel+Vahey+aj+bell+circle+%281%29.png%3Fv1?source=ftadviser)
What do HMRC stats say about people accessing their pensions?
CPD
Approx.30min
Rules and regulations falling short on consumer understanding
Rachel Vahey
![Rachel Vahey](https://www.ft.com/__origami/service/image/v2/images/raw/https%3A%2F%2Fs3-eu-west-1.amazonaws.com%2Ffta-ez-prod%2Fez%2Fimages%2F4%2F2%2F4%2F4%2F354424-2-eng-GB%2FRachel+Vahey+aj+bell+circle+%281%29.png%3Fv1?source=ftadviser)
How will the pensions dashboard ecosystem work?
CPD
Approx.30min
More financial role models needed for women
Rachel Vahey
![Rachel Vahey](https://www.ft.com/__origami/service/image/v2/images/raw/https%3A%2F%2Fs3-eu-west-1.amazonaws.com%2Ffta-ez-prod%2Fez%2Fimages%2F4%2F2%2F4%2F4%2F354424-2-eng-GB%2FRachel+Vahey+aj+bell+circle+%281%29.png%3Fv1?source=ftadviser)